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Directors & Officers Liability Insurance

Protect personal assets of directors and key decision-makers

Safeguard leadership from legal claims arising out of business decisions, regulatory actions, or shareholder disputes.

Risk assessment & policy structuring
Complete documentation support
End-to-end claim assistance

Who It's For

Company directors & board members
Startup founders & promoters
Senior management (CXOs)
Companies with external investors

Key Risks Covered

Building problem awareness for your business

Regulatory Investigations

SEBI, MCA, or other regulatory actions.

Shareholder Disputes

Claims from investors regarding management decisions.

Mismanagement Allegations

Breach of duty, neglect, or errors in decision-making.

Compliance Failures

Legal costs and penalties from non-compliance.

How We Structure Your Directors & Officers Liability Insurance

01

Risk Profiling

Deep dive into company & leadership risk exposure

02

Coverage Structuring

Optimal Side A, B, and C coverage design

03

Insurer Comparison

Evaluate multiple insurers for best fit

04

Ongoing Advisory

Continuous support and policy review

Core Benefits

Legal defence costs
Settlements & compensation
Regulatory claims
Employment-related claims

Exclusions (What's Not Covered)

Understanding the boundaries of your protection

Fraud & criminal acts
Intentional misconduct
Prior known claims

Why CKP for Business Insurance

Your strategic partner in risk management

Strategic Advisory Approach

We assess your risks first, then recommend the right coverage — not the other way around.

Expert Guidance

Clear, practical advice tailored to your needs, risks, and financial goals.

Transparent Process

No hidden terms. No confusion. You understand exactly what you're buying.

Long-Term Support

From policy selection to claims — we stay with you at every step.

Common Risks & Mistakes

Avoid these pitfalls to ensure robust protection

Ignoring D&O in startups

Choosing low coverage

Not understanding policy clauses

Protect your leadership from personal liability?

Get expert D&O advisory to safeguard your personal assets and professional reputation.

✔ Compare plans across leading insurers✔ Complete documentation support✔ End-to-end claim assistance

Frequently Asked Questions

Side A covers directors directly when the company cannot indemnify them. Side B reimburses the company when it indemnifies directors. Side C covers the company itself for securities claims.

No, D&O is critical for startups and private companies, especially those with external investors, as founders can be held personally liable for management decisions.

No, D&O insurance specifically excludes fraud, criminal acts, and intentional misconduct. It is designed to cover errors, omissions, and negligence.

Yes, most modern D&O policies include Employment Practices Liability (EPL) which covers claims like wrongful termination or harassment.

CKP INSURANCEBrokers Pvt Ltd

IRDAI Licensed Insurance Broker providing expert advisory and claims support for individuals and corporates across India.

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© 2026 CKP Insurance Brokers Pvt. Ltd. All rights reserved.

IRDAI License No. 582 | GST: 27AAGCC4829C2ZS | PO: Mrinal Bafna | Valid: 11 Jan 2026 – 11 Jan 2029

Disclaimer: CKP Insurance Brokers Pvt. Ltd. is a registered insurance broker licensed by IRDAI (License No. 582). Insurance is a subject matter of solicitation. The information on this website is for general informational purposes only and does not constitute professional advice. Policy terms, conditions, and premiums are subject to change. Please read the policy document carefully before purchasing. Claim settlement is subject to the insurer's terms and conditions.