Fire & Property Insurance
Protect your business assets from fire and allied risks
Safeguard your physical assets—from buildings to inventory—against fire, natural disasters, and other unforeseen perils.
Who It's For
Key Risks Covered
Building problem awareness for your business
Fire Damage
Total or partial loss of assets due to fire outbreaks.
Explosion
Damage caused by internal or external explosions.
Natural Disasters
Floods, storms, earthquakes, and other allied perils.
Riots & Strikes
Loss or damage resulting from civil commotion or strikes.
How We Structure Your Fire & Property Insurance
Asset Valuation
Determining the right sum insured (Reinstatement vs Market Value)
Risk Assessment
Identifying specific property and operational hazards
Coverage Customization
Adding critical allied perils and business interruption cover
Claims Advisory
Expert support in documentation and settlement of property claims
Core Benefits
Exclusions (What's Not Covered)
Understanding the boundaries of your protection
Why CKP for Business Insurance
Your strategic partner in risk management
Strategic Advisory Approach
We assess your risks first, then recommend the right coverage — not the other way around.
Expert Guidance
Clear, practical advice tailored to your needs, risks, and financial goals.
Transparent Process
No hidden terms. No confusion. You understand exactly what you're buying.
Long-Term Support
From policy selection to claims — we stay with you at every step.
Common Risks & Mistakes
Avoid these pitfalls to ensure robust protection
Undervaluation
Not updating policy
Ignoring add-ons
Is your business property fully protected?
Get expert advisory on Fire & Property Insurance to safeguard your assets and ensure business continuity.
Frequently Asked Questions
Reinstatement Value covers the cost of replacing the asset with a new one, while Market Value deducts depreciation from the payout.
Yes, standard fire policies in India usually include earthquake and other natural disasters as 'Allied Perils'.
Yes, you can opt for a 'Floater Policy' which covers stocks across multiple specified locations under a single sum insured.
It compensates for the loss of gross profit and covers standing charges while your business is unable to operate due to fire damage.