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Group Health Insurance

Protect your employees while strengthening your business foundation

A well-structured group health plan helps you attract talent, improve retention, and safeguard your workforce from medical uncertainties — without increasing financial stress on your business.

Risk assessment & policy structuring
Complete documentation support
End-to-end claim assistance

Who It's For

SMEs looking to offer structured employee benefits
Growing businesses hiring and retaining talent
Companies with 7+ employees
Organizations aiming to improve employee satisfaction

Key Risks Covered

Building problem awareness for your business

Employee Medical Emergencies

Unexpected hospitalization costs impacting employees.

High Employee Attrition

Lack of benefits leading to poor retention.

Rising Healthcare Costs

Increasing medical inflation affecting workforce.

Compliance & HR Expectations

Pressure to offer competitive employee benefits.

How We Structure Your Group Health Insurance

01

Risk Assessment

Understand employee profile, age mix, and risk exposure

02

Plan Structuring

Design optimal coverage with cost efficiency

03

Insurer Comparison

Evaluate multiple insurers for best fit

04

Implementation & Support

End-to-end onboarding and claims assistance

Core Benefits

Cashless treatment across network hospitals
Coverage for hospitalization & daycare procedures
Pre & post hospitalization expenses
Maternity benefits (optional)
OPD & wellness add-ons (if opted)
Corporate buffer for large claims

Optional Covers & Extensions

Customise your policy based on your business needs.

OPD & Wellness

Doctor visits, diagnostics, preventive care

Critical Illness Buffer

Extra financial protection for serious conditions

Parental Coverage

Extend benefits to employees' parents

Why CKP for Business Insurance

Your strategic partner in risk management

Strategic Advisory Approach

We assess your risks first, then recommend the right coverage — not the other way around.

Expert Guidance

Clear, practical advice tailored to your needs, risks, and financial goals.

Transparent Process

No hidden terms. No confusion. You understand exactly what you're buying.

Long-Term Support

From policy selection to claims — we stay with you at every step.

Common Risks & Mistakes

Avoid these pitfalls to ensure robust protection

Choosing lowest premium over coverage

Ignoring insurer claim experience

Not reviewing policy annually

Poor communication of benefits to employees

Looking to structure the right employee health plan?

Get expert guidance tailored to your business needs.

✔ Compare plans across leading insurers✔ Complete documentation support✔ End-to-end claim assistance

Frequently Asked Questions

Typically, a group health insurance plan can be started with as few as 7 employees.

Yes, many group plans allow employees to opt for top-up covers or add family members by paying an additional premium.

The coverage for that employee usually ceases on their last working day. However, some insurers allow them to convert it into an individual policy.

One of the biggest advantages of group health insurance is that pre-existing diseases are often covered from Day 1, without any waiting period.

CKP INSURANCEBrokers Pvt Ltd

IRDAI Licensed Insurance Broker providing expert advisory and claims support for individuals and corporates across India.

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© 2026 CKP Insurance Brokers Pvt. Ltd. All rights reserved.

IRDAI License No. 582 | GST: 27AAGCC4829C2ZS | PO: Mrinal Bafna | Valid: 11 Jan 2026 – 11 Jan 2029

Disclaimer: CKP Insurance Brokers Pvt. Ltd. is a registered insurance broker licensed by IRDAI (License No. 582). Insurance is a subject matter of solicitation. The information on this website is for general informational purposes only and does not constitute professional advice. Policy terms, conditions, and premiums are subject to change. Please read the policy document carefully before purchasing. Claim settlement is subject to the insurer's terms and conditions.